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Netspend.com | Privacy Policy

¹ The optional Savings Account linked to your Netspend Debit Account is made available to Accountholders through Pathward^®, National Association, Member FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%.

If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be .49% with an APY of .50%, and the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of June 25, 2026. No minimum balance to open Savings Account or obtain the yield(s). Savings Account funds are withdrawn through the Netspend Debit Account and transaction fees could reduce the interest earned on the savings account. Once your identity is verified and your account is registered, your funds on deposit in your Savings account are FDIC insured up to $250,000 through Pathward, N.A., subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at Pathward, N.A. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of Pathward, N.A., not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured.

² While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. See the Deposit Account Agreement or Online Account Center for more details.

³ You may request up to six (6) active Virtual Accounts for each active Account. Virtual Accounts are subject to the same fees, limits, terms and conditions as your Bank Account. See your Deposit Account Agreement or Online Account Center for details.

Apple^® and Apple Pay^® are trademarks of Apple Inc. A list of compatible Apple Pay devices can be found here: https://support.apple.com/en-us/HT208531.

Google Wallet™ and Google Play™ are trademarks of Google LLC.

The Netspend Debit Account is a deposit account established by Pathward^®, National Association, Member FDIC. Netspend is a service provider to Pathward, N.A.

Card can be used everywhere Visa debit cards are accepted.

© 2026 Netspend Corporation. All rights reserved. All other trademarks and service marks belong to their owners.

Netspend Corporation
P.O. Box 2136, Austin, TX 78768-2136

CTS-3171