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As March gets underway, the housing market is showing signs of steadying after a choppy start to the year.
March Housing Market PulseUnderstanding the Housing Market in March 2026As March gets underway, the housing market is showing signs of steadying after a choppy start to the year. Inventory is gradually improving in many areas, price growth has moderated, and buyers and sellers alike are taking a more measured approach. Instead of the frenzied pace we saw in recent years, today's market is creating room for thoughtful decisions, whether that means preparing for a spring listing, planning home upgrades, or simply keeping an eye on your home's value. Here's what we've seen recently and what it could mean for you. Buyers Are Getting A Little More Breathing Room New data is showing a more "wait-and-see" market: existing-home sales fell in January, and homes under contract (pending sales) dipped slightly as well. Translation: some markets are seeing less frenzy, and buyers may have a bit more negotiating power than they did during the peak years. What this means for you as a homeowner:If you're thinking about moving in 2026, strategy matters more than speed (pricing + prep wins).If you're staying put, it's a good time to track your local comps so you know where values are really landing.Read Full Article
Smart Home Tech That Stole the Show at CES (Consumer Electronics Show)At CES 2026, the official Best of CES awards (presented by CNET and its partner tech publications) highlighted a shift in smart home innovation: devices are becoming more functional, adaptable, and realistic for everyday homes.One standout winner? A robot vacuum that can actually climb stairs, solving one of the biggest limitations of current models. Other winners showcased AI assistants that work across devices and smarter home appliances designed to make daily routines easier.The bigger takeaway: smart home tech is moving beyond novelty and into real-world usability, focusing on convenience, automation, and practical problem-solving. 📽️ Watch the Official Best of CES 2026 Winners (CNET)
Quick UpdatesSpring-prep reminder: As temperatures start bouncing around, it's a good moment to schedule HVAC servicing, check caulking/weatherstripping, and clear gutters before spring rains.Listing season mindset: If you're selling this spring, small fixes (touch-up paint, lighting, landscaping cleanup) can improve first impressions more than big projects.Equity check-in: Even with a cooler market, many homeowners still have meaningful equity, knowing your approximate value helps you plan (renovations, timeline to move, etc.).
Where Americans Are Moving in 2026 A new February migration report from Redfin shows that while pandemic-era relocation surges have cooled, Americans are still moving just more intentionally. Sunbelt metros continue attracting inbound movers, while some high-cost coastal cities are seeing more residents look elsewhere.One key shift: fewer people are making "panic moves" and more are relocating for lifestyle, affordability, and long-term value. That's a big change from the rapid migration waves of 2020–2022.According to the report:Sunbelt cities like Phoenix, Las Vegas, and parts of Texas remain popular destinationsMidwest markets are seeing steadier, more balanced movementFewer cross-country relocations compared to peak pandemic yearsWhat this means for homeowners: demand patterns are stabilizing. Instead of dramatic swings, markets are behaving more locally. If you're considering a move, whether across town or across the country, timing and local market knowledge matter more than national headlines.Read Full Article
Monthly Spotlight - Get Rid Of That Credit Card Debt With A SecurityNational RefinanceDid you know, you can escape your credit card debt with home refinancing?Paying off the average credit card debt of over $6,000 can feel like an insurmountable challenge, especially when you consider it could take up to 17 years just making minimum payments. But there's a convenient solution at your fingertips - home refinancing. Byconsolidating your debts into your mortgage, you'll be able to manage them more effectively and potentially pay them off soonerBenefits of Home Refinancing:- Faster debt repayment- Lower interest rates- Single monthly payment- Potential for lower monthly payments- Improved credit scoreTake control of your financial future. Reach out today!
Did you know that I have an app? Calculate and evaluate your mortgage options, apply for a mortgage, securely scan paperwork, and track your loan progress with my SNapp Home. Click Here To DownloadSee you next month!
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Sammie Garcia
Mortgage Loan Originator
NMLS: 2267769
Office: (801) 838-9808
Office: (801) 838-9808
sammie.garcia@snmc.com
APPLY NOW
SecurityNational Mortgage Company
433 Ascension Way, 5th Floor
Salt Lake City, UT 84123
APPLY NOW
SecurityNational Mortgage Company
433 Ascension Way, 5th Floor
Salt Lake City, UT 84123
O: (801) 838-9808
SecurityNational Mortgage Company (collectively “SNMC”) is an Equal Housing Lender. This is not a loan commitment as loans are subject to applicant qualification (including but not limited to income, credit worthiness, qualifying property), underwriting standards (including but not limited to interest rates, payment of points and fees), specific program guidelines, and similar. Requirements may change without notice based upon an applicant’s eligibility and/or market conditions. Lowering monthly payments on refinance transactions may result in a longer loan term or higher finance charges over life of loan. In compliance with Section 8 of RESPA, SNMC does not offer anything of value (including but not limited to marketing services, defrayed business costs), in exchange for referrals or the expectation of referrals. DBA: SN Mortgage Company in KY & VA | snmc.com/disclaimer | snmc.com/state-licensing | Co. NMLS# 3116
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